Selling a Policy

Life Settlement Providers can quickly help determine if converting a life insurance policy into a cash settlement may be appropriate for you or your client.

Reasons for a Life Settlement vary in each individual case, but may include:

Serious Illness
A life insurance policy settlement can make the devastation of a serious or life-threatening illness a little more manageable.

Policy is No Longer Needed or Wanted
Many seniors still pay costly premiums on policies that have outlived their usefulness. Growing numbers of people in their 60s, 70s, or 80s have children who are mature, financially stable, and firmly situated in their careers. These seniors no longer need the long-term security that the life insurance policies provided.

Maximizing Personal Cash Flow

In some cases, individuals continue to make costly premium payments on life insurance policies that have hidden value. This cash flow can be freed up and applied to alternative uses, including:

• Investments, such as annuities
• Long-term care
• Gifting
• Estate planning
• Charitable donations
• Vacations, travel, lifestyle enhancement and more

Maximizing Business Cash Flow

Some businesses continue to make costly premium payments on life insurance policies that have lost their usefulness. This may be especially true with:

• The retirement of key personnel
• A change in financial condition
• A recent merger or acquisition

So, if you have a life insurance policy with a face value in excess of $1 Million, and it no longer meets the needs for which it was originated, you may want to consider Life Settlement Providers.

Realize the value of life.

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866-509-5534